Save yourself from digital scam

How I saved myself from QR code scam

Nowadays people are been tricked into digital scam so today I am going to share my experiences on how I saved myself from QR code scam. People need to be aware of frauds that’s going on now and save your hard earn money.


OR(Quick Response) code scam is a new type of scam done to loot people’s hard earned money. When someone is working with dedication and honesty there are evil minded people who would steal the money for their own profit . Gone the days when actually cash was king . Stealing is crime and you can get punished for it but nowadays people hide their face behind the computer and do stealing without our notice. Digital payments , mobile wallets, and  banking apps are dominating the whole world for online payment . So far RBI has reported that the banking system in India detected frauds worth of Rs 71,5000 crore in the financial year 2018-19. These fraudsters try innovative methods every now and then to trick gullible people.

Story on saving myself from this scam


I could barely save myself from this scam by using some tricks and tips. I wanted to sell my semi automatic washing machine and want to buy a new automatic washing machine. So I approached  OLX where you can sell all your old materials directly to customers and can also negotiate with them directly. we have to provide the mobile number where they can call to verify the product.

A person called me on my number and asked me about details of the products and its condition. He sent me his ID card which mentioned him as an army officer. He did not negotiate much and said i want to book this product and I am ready to pay advance for it. I was a little shocked to hear that without seeing the product only he was ready to buy my product, so I became suspicious. I told him we can meet face to face and can discuss the conditions about the product. 


To this he said he is out of station and he cannot come to see the product. Then I asked,  “give me your address. I will talk to your family members and I will discuss the conditions of my washing machine” , don’t worry i will come with original documents so that they can see it with their naked eyes. He told me nobody is there at home, everyone is with me and I am posted in Jaipur. To this I became more suspicious about him. I asked him, ” ok then what should I do now”. He said  he will send me QR code through Whatsapp that I have to scan it and money will be transferred to me.

Also read – Best tips to fulfill your dreams and achieve your goal .

Victims fall into pray to scams

This way victims fall in prey to these scammers after they scan the code. I told him I don’t use an online banking system , so please send me in my wallet , “My wallet was empty”. But then I remembered my wallet was linked  to my bank . so I made another id which one is not linked  to see what this man is about to do now . I scanned the OR code he gave me but the account was not in his name and did not match  the  ID of the army he gave  .

Now I understood that he was trying to  trick me . He sent me 10 rs in  my wallet . Again he sent one more OR code to this. I said I will not scan because you’re a fraud. You are trying to steal my money but this wallet is not linked to my bank account, I said . I told him I am going to complain to the police . He said do whatever you want you can’t do anything . He hung up the phone. This was the story how I saved myself from QR code scam

Scammers ask to install untrusted third party apps    


Scammers also ask people to install screen sharing apps such as Team viewer and any desk on pretext of sending some money that you win recently. If you install those apps hackers will get access to your phone as well as your Bank details . These people also replace the original QR codes at shops and outlets  by their stickers and then they get access to the money transferred to that QR code without the knowledge of the Business owners.


Precautions we can take to save ourselves from these scams

  1. Do not: Share card number, expiry date, PIN, OTP etc. with anyone.
    Fraudsters ask users to install screen-sharing apps such as Screenshare, Anydesk, Teamviewer and use them to get access to bank credentials. These apps are not malware, but they do grant access of your mobile data to the third party.


2. Do not: Download third-party apps such as Screenshare, Anydesk, Teamviewer to enable/receive payments.
Fraudsters track complaints in social media and share fake contacts or impersonate bankers or RBI officials in response to a post and ask for confidential information which no banker is supposed to ask for.


3. Do not: Search for helpline numbers on Google, Facebook, Twitter. Instead, check the official website.
Fraudsters manage to get a duplicate SIM which provides them access to one-time passwords. They do this by pretending to be from a mobile company and asking you to forward an SMS containing the SIM card number to activate the duplicate SIM.


4. Do not: Respond to texts, emails from unknown addresses to click on links.

Before scanning any OR code check authenticity

  1. When scanning a QR code, ensure that the merchant’s name is genuine before proceeding. You should also verify the complete URL (web address) to make sure that it is the intended website.

2. If you are asked to install a mobile application after scanning the code, check that the links, publisher and requested permission details are bona fide before proceeding with the installation.

3. When scanning a QR code, ensure that the merchant’s name is genuine before proceeding. You should also verify the complete URL (web address) to make sure that it is the intended website.

4. If you are asked to install a mobile application after scanning the code, check that the links, publisher and requested permission details are bona fide before proceeding with the installation.

There are numerous ways for fraudsters to penetrate digital banking systems and carry out thefts, often thanks to poor security awareness among banking customers, who write down passwords or can be tricked fairly easily into divulging them. How I saved myself from QR code scam and all these digital scam because I keep searching for new frauds going on to remain aware. Fraudsters always try to find new tricks to make them fall pray to them.

Fraudsters use phishing scams

So-called phishing scams that use links in emails to direct customers to fake online banking webpages are well documented.

Phone-based frauds, where criminals pose as bank staff to persuade victims to divulge their login details, are also widespread, although fraudsters are also exploiting a growing range of channels to steal confidential information.

Many phishing-type scams now involve significant elements of ‘social engineering’, in which the criminals use information gleaned from their victims’ social media profile, pose as officials to phone victims and check their personal details, and even intercept their mail to build a profile of the victim that will allow the fraudster to impersonate them.

Some tips to follow while using Internet


Here I am sharing some tips that i always used and I can say this is how I remain aware and this is how I saved myself from QR code scam ever time I was about to fall prey to this scammers.

1. Keep your computer operating system and Internet browser current.

2. Keep anti-virus software up-to-date.

Anti-virus software needs frequent updates to guard against new viruses.   Select a reputable provider. Download the anti-virus updates as soon as you are notified that a new program update is available, or flag your program to download and install the updates automatically if that option is available.

3. Keep your passwords secret.

Change them regularly, using a mixture of numbers and characters.

4. Please do not share with anyone your ATM / Card (Debit / Credit / Prepaid) details;

5. Please do not share your Password, PIN, OTP, CVV, UPI-PIN, etc.;

6. Please avoid undertaking banking or other financial transactions through public, open or free Wi-Fi-networks; 

7.  Please do not store important banking data on the mobile, e-mail, electronic wallet or purse. Consumers may remember that banks and other payment systems operators never ask for details such as password, PIN, OTP, CVV number.

If you follow all the precaution then you can also save yourself from this OR code scam and all other digital scam

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